About Us - Standard Chartered Bank Ghana

Standard Chartered Bank Ghana Limited is the oldest commercial bank in Ghana and has been listed on the Ghana Stock Exchange since 1991. It began its operations in 1896 as the Bank of British West Africa and served as the Central Bank of the Gold Coast in the pre-independence era until 1953.

The Bank has three client segments –

    • Corporate and Institutional Banking
    • Retail Banking
    • Commercial Banking

These segments are supported by five product groups –

    • Transaction Banking
    • Financial Markets
    • Retail Products
    • Wealth Management
    • Corporate Finance.

Being Ghana’s premier bank, Standard Chartered has been at the forefront of financial market development supporting the trade and investment activities of our customers and clients. The Bank continues to support Ghana’s diverse sectors of the economy, leading international loan syndications to finance key economic activities such as cocoa and the emerging oil and gas sector.

Capital Market development has been a key area of interest for Standard Chartered Bank Ghana. The Bank played a leading role in the creation of a secondary Fixed-Income market for bond trading to increase trading channels and improved price discovery for Investors and Issuers.

Standard Chartered Bank Ghana continues to lead the way in the digital revolution in the banking industry. We are developing standardized digital platforms to meet rapidly changing client needs at the right scale and effectively engaging our clients across digital channels. With our cutting-edge mobile and online banking platforms, our clients enjoy a consistent online experience across laptops or mobile devices and the convenience of banking from the location of their choice. In 2019, the Bank launched a fully digital bank on mobile – SC Mobile providing end-to-end client onboarding and up to seventy in-branch service requests digitized on mobile.

Given our heritage and legacy, we provide thought leadership on key industry topics to help shape and build the banking and financial services industry by engaging key stakeholders such as regulators, policymakers, and the Government.

Being part of an international banking group with footprints in 59 markets worldwide, we connect companies, institutions, and individuals to, and in some of the world’s fastest-growing and most dynamic regions.

Our heritage and values are expressed in our brand promise, Here for good.

Our operations reflect our purpose, which is to drive commerce and prosperity through our unique diversity.

Standard Chartered Bank Ghana Limited has been the recipient of several local and international awards, demonstrating its leadership in the market.

Standard Chartered Bank Ghana Products

- Individuals

Accounts and Deposits


    • STANDARD CURRENT ACCOUNT - Complete solutions for your day-to-day banking
    • ACCESS 24/7 - 24 hours unrestricted access to your funds
    • DIVA CLUB CURRENT ACCOUNT - Specially crafted for women with dreams
    • PREMIUM CURRENT ACCOUNT - Interest bearing Current Account
    • FOREIGN CURRENT ACCOUNT - Keep and grow your foreign currency


    • SAVINGS PLUS ACCOUNT - This is a Unique Savings Account
    • MY DREAM SAVINGS ACCOUNT - Build funds for your children
    • PREMIUM SAVINGS ACCOUNT - This is a regular Savings Account


    • FIXED DEPOSIT - Invest today and earn interest the same day

Credit Cards

    • VISA PLATINUM CREDIT CARD - Internet transactions and online purchases
    • VISA INFINITE CREDIT CARD - Lounge access to over 824 lounges in over 300 cities

Debit Cards

    • VISA PLATINUM DEBIT CARD - Enjoy a host of benefits that befits your status
    • VISA GOLD DEBIT CARD - Enjoy exclusive benefits and privileges that offer the best in life
    • VISA INFINITE DEBIT CARD - Enjoy free concierge services and travel insurance

Personal Loans

    • SECURITY BACKED LENDING - Efficient, accessible, and convenient way of meeting
    • PERSONAL UNSECURED LOAN - Meet your personal financing requirements

Ways to Invest

    • FOREIGN EXCHANGE - Gain access to an unparalleled range of emerging market and G10 currencies
    • FIXED INCOME SECURITIES - Enjoy the benefits of regular income and the opportunity for capital appreciation
    • MUTUAL FUNDS - Offer affordable access to a range of assets and markets
    • SC DIGIADVISORY - Having a sound financial plan is important during good times and bad times.



    • LIFE SECURE PLAN - Affordable, reassuring, caring cover for funeral expenses
    • LEGACY LIFE PLAN - Complete cover for your loved ones
    • FUTURE NEEDS PLAN - Save more for your children
    • FUTURE PLUS PLAN - Secure your children’s future today
    • TRAVEL INSURANCE - Enjoy stress-free holidays
    • PERSONAL ACCIDENT INSURANCE - Safeguard yourself from unforeseen accidents


    • MOTOR INSURANCE - Underwritten by Enterprise Insurance
    • HOME INSURANCE - You should feel safe at home. Get cover today
    • CARGO INSURANCE - Insure your cargo against all unexpected loss

- Companies

Bank Accounts


    • BUSINESS CURRENT ACCOUNT - A business account that offers an attractive interest rate
    • BUSINESS SAVINGS ACCOUNT - Get access to funds for transaction banking and cash management services
    • FOREIGN CURRENCY ACCOUNT - A flexible account for fund sources from outside the country
    • FOREIGN EXCHANGE ACCOUNT - Funding is mobilised principally from sources within the country


    • STRAIGHT2BANK - Online banking designed for businesses

Loans & Working Capital


    • TERM LOANS - Get access to extra cash to meet your day to day working capital and business expansion
    • TRADE AND WORKING CAPITAL SOLUTIONS - Our total trade solutions will assist you through the complexity of international trade
    • BUSINESS OVERDRAFT - We offer customized overdraft facilities to meet your working capital and short term funding needs
    • BUSINESS MORTGAGE - Enjoy extensive property coverage, a high financing quantum, and a flexible repayment period

Banking Across Borders

    • INTERNATIONAL NETWORK - Enjoy access to our global banking services across over 25 markets

Business Protection

    • BANCASSURANCE PRODUCTS - Get the right protection for your commercial insurance needs
    • FOREIGN EXCHANGE SOLUTIONS - Provides the right solutions to hedge your foreign exchange risk

Cash Management Services

  • CASH MANAGEMENT - We take care of all your collections, liquidity, and payments requirements
  • SMART BUSINESS PLAN - Get up to 100% rebate when inward funds are credited into your business account
  • COLLECTION X - Handle all of your cash collection needs in one place

Yield Enhancing

    • INVESTMENT SERVICES - We offer a range of investment products that matches your liquidity need and risk appetite
    • FIXED DEPOSIT - Maximise the returns on your money. Grow your savings with guaranteed high interest rates
    • BUSINESS CALL ACCOUNT - Enjoy higher returns on your excess

    Contact Standard Chartered Bank Ghana

    CALL OUR CLIENT CARE CENTRE HOTLINE FOR IMMEDIATE ASSISTANCEPersonal/Priority/Business Banking Clients – Available 24 Hours
    0800740100 (local toll-free number)
    +233 302740100
    +233 302740100 (if calling from overseas)
    Email: [email protected]

    COMMERCIAL, CORPORATE AND INSTITUTIONAL BANKING CLIENTSClient Service Group(CSG) – Mon – Fri: 8.30 am – 5.00 pm
    +233 302633427
    +233 302633428
    +233 302633429
    Email: [email protected]


Standard Chartered Bank Ghana

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